What is continuous care coverage in this state?

Continuous care coverage in Nevada refers specifically to long-term care coverage. This form of insurance is designed to provide services and support for individuals who are unable to perform basic daily activities due to chronic illness, injury, or aging. Long-term care coverage includes assistance with activities of daily living, home health care, and custodial care, which can encompass various settings, such as nursing homes, assisted living facilities, or in-home care.

Understanding this helps clarify why options like limited benefit coverage and workers compensation are not suitable answers. Limited benefit coverage generally refers to insurance policies that cover only specific conditions or a fixed amount rather than comprehensive care. Workers' compensation, on the other hand, covers work-related injuries and does not extend to long-term care needs outside the workplace.

Disability income coverage is also distinct, as it pertains to providing income to individuals who are unable to work due to a disability, but it does not cover the ongoing care or assistance that individuals may need in daily life. Therefore, long-term care coverage is the appropriate context when discussing continuous care coverage in this state.