What is the maximum age for qualifying for a catastrophic plan?

Catastrophic health plans are designed to provide coverage primarily for worst-case scenarios and are often selected by younger individuals who want to have a safety net while keeping premium costs low. In the context of the Affordable Care Act (ACA), these plans are generally available to people under the age of 30, but there is also an exception that allows individuals who are exempt from other plan types to enroll in catastrophic coverage.

The maximum qualifying age for catastrophic plans is set at 30, which aligns with the intention of the ACA to encourage young adults to maintain health insurance and not experience a gap in coverage. Therefore, option B is correct, as it accurately represents the upper age limit for individuals seeking to qualify for catastrophic health plans, ensuring access to essential health benefits while keeping costs manageable.